Tuesday, November 09, 2010

Credit Cards

So i am going to tell you guys about the Credit Cards today!

Before you guys apply for a credit card , you should have a good idea about the types of credit cards available in the market and their properties. So following are some of the major types of cards and some details about them

1. Chase Freedom
This card provides you with a 5% cash back as a quarterly bonus for certain awesome categories including gas, home improvement and department stores, subject to quarterly maximum amount, ofcourse.

Also, you can get unlimited 1% Cash Back on all other purchases ! and that too with no spending tiers. As of now, you can get the Chase Freedom card with the offer you like!! You have a choice to have a $100 or $50 cash back bonus. And there is more to it!! The Chase Freedom $50 cash back bonus card gives you with an option of low annual percentage rate and 0% interest for 12 months on balance transfers and 6 months purchases made with this awesome card.

2. Discover More Card
This card gives you a 5% cash back bonus in the most useful categories such as travel, gas, groceries, restaurants, and home improvement stores. In addition, you guys get 0% intro APR on Purchase made with the card for the period of 6 months!!

To add to these fabulous offers, you get an option to pay 0% apr on balance transfers for 15 months. If this wasnt enough, you get up to 1% unlimited Cashback Bonus on all other purchases with this card!!!

As of now, this card is available with $100 cash back bonus.

3. Chase Sapphire
Execelent service is the usp of this credit card. It gives you a 24 hours a day, 7 days a week dedicated expert service advisors. Yeah, that means freedom from those boring voice recordings which ask you to press one number after another! And, the best part is here, - you get a chance to earn a free flight – 25,000 bonus points after you spend just $3000 in the first 3 months.

4. Slate from Chase
In my opinion, this card is the best general credit card available in the market today. This card is a boon for you if have a good credit as this card will give you 0% apr for up to 12 months.

And if you want uniqueness in your life, this card has an innovative design as its set vertically. With the Chase Slate card you'll get Blueprint(sm). Blueprint is a free feature that will help you pay down balances faster and avoid unnecessary interest.

5. Continental OnePass Plus Card
This my dear friend, is the best airline credit cards in the industry. You earn 25,000 bonus miles after your first purchase. Enough for a round-trip within the United States (excluding Hawaii). You also get an additional 5,000 bonus miles after your first purchase when you add an authorized user within 2 months of opening your account. If that is not enough! You also get one mile for each $1 spent in purchases made with your card.

6. IberiaBank Visa
I am sure you must not have heard this name a lot! This card currently offer some of the lowest credit card interest rates in the industry. Open your eyes and ears friends! You pay 0% apr for 12 months on purchases. But the biggest advantage with IberiaBank is that the card offers a regular interest rate of 7.50%. That’s well below the industry rate and quite a savings.

7. Capital One Platinum Prestige Card
This card is the best option to transfer your higher rate balances. Your balance transfers are processed in as little as 48 hours. You also pay 0% interest on purchases and balance transfers for up to 15 months.

Just for your protection! You get $0 fraud liability if your card is lost or stolen and 24-hour travel and emergency assistance that gives you a replacement card and cash advance.

8. Chase Ink Cash – Business Card
The Chase Ink Cash business credit card is the best business credit card available. Designed to suit the daily needs of business operation, with the Chase Ink Card you get 3% cash back on fuel, dinning, home improvement, and office supply purchases. You'll get unlimited 1% cash back on all other purchases.

9. Orchard Bank Visa/Mastercard
Dont worry, if you have a bad credit record! This is the card for you dear friend! Unlike other bad credit credit cards, Orchard Bank cards offer lower rates and fees. You get an interest rate as low as 14.9 percent Can you believe that!! This credit card is excellent for rebuilding credit scores and it reports to the 3 major credit bureaus each month. The card is accepted at millions of locations wherever Visa and MasterCard are accepted.

10. Discover Motiva Card
For you my dear friend, this card is the best bet if you are the one who gives on-time payments. You get a Pay-One-Time Bonus equal to a full month's interest added to your cashback bonus account, i am sure you have not heard this offer before!!

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